GET APPROVED EVEN WITH LESS THAN PERFECT CREDIT
Accelerate car buying with pre-approval!
Reliable on the road
Our vehicle selection is curated to be the most reliable in the country.
Finance for you
Our mission is to get you driving, no matter your credit.
5 Stars on Google
“Very sweet and nice people and amazing service, would definitely recommend!"
Referral Program
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Motory Group Joplin: Your Trusted BHPH Dealership in Joplin, MO
Proudly serving Carthage, Neosho, Webb City, Carl Junction, Pittsburg, Kansas, and Miami, Oklahoma.
At Motory Group, our customers are at the heart of everything we do. We take immense pride in offering top-quality, dependable vehicles at prices that won’t break the bank. We understand that a less-than-perfect credit history shouldn’t prevent you from owning your dream car.
With our dedicated team by your side, your car buying journey becomes a delightful and worry-free experience. We prioritize delivering exceptional service and a seamless buy here pay here financing process, ensuring you drive away quickly and confidently.
Experience the Motory difference today by browsing our extensive selection of vehicles online or visiting our buy here pay here Joplin Florida dealership. We’re here to support you every step of the way.
At Motory Group Joplin, we believe everyone deserves reliable transportation, no matter their credit history. As a leading buy here pay here (BHPH) dealership in Joplin, MO, we specialize in providing high-quality, dependable vehicles with financing options tailored to your needs. If you’re searching for used cars in Joplin, Missouri, we’re here to help.
We take pride in offering a seamless buy here pay here Joplin, MO experience. Our team is dedicated to ensuring your car-buying journey is straightforward, stress-free, and personalized. Whether you’re browsing cars for sale in Joplin, Missouri, or need flexible financing options, we’ve got you covered with BHPH dealers near you and even car lots that cater to low down payment options.
Explore our extensive inventory of used cars, trucks, and SUVs in Joplin, MO, or visit our dealership to experience the exceptional service that sets us apart. With convenient options for buy here pay here financing, we make it possible for you to drive away in your dream car today, no matter your credit situation.
Why Choose Motory Group Joplin?
- Buy Here Pay Here Dealership in Joplin, MO: Simplified financing tailored to you.
- Quality Used Cars in Joplin, Missouri
- Flexible Financing: Options for all credit situations.
- Affordable Options: Ideal for anyone seeking low down payment car lots or used trucks for sale in Joplin, MO.
Stop by Motory Group Joplin today, where we prioritize your needs and ensure a positive experience from start to finish. Your reliable ride is waiting!
The Friendly Approach to Buying Your Car
Motory Group Joplin understands that life can bring unexpected financial challenges. That’s why we offer flexible financing options to support individuals who may have been turned down by traditional banks. We take pride in assisting customers who find themselves in the following situations:
- First Time Buyers
- Bankruptcy
- Self-employed/ 1099 Employment
- Troubled Payment Histories
- No credit or Low Credit Score
- Child Support
- Identity Theft
- ZERO Credit
- Divorce
- Difficulty Proving Income
- Student Loans
- Repo's
- Attorney General
- Open Autos
Why Choose Us?
12 mo
or 12,000 Mile Drivetrain Warranty
14+
Years in Business
20k+
Vehicles Financed
1,000+
Google Reviews
Frequently Asked Questions
What is Buy Here Pay Here financing?
Buy Here Pay Here (BHPH) financing is a unique form of auto financing offered directly by the dealership. With this option, you have the convenience of purchasing a car and making payments directly to us.
How are we different from traditional dealerships?
Unlike traditional dealerships that rely on external lenders, we provide in-house financing. This allows us to be more flexible in approving loans for customers with varying credit histories.
Do I need good credit to buy a car from you?
No, not at all. We specialize in assisting individuals with poor credit, limited credit history, or financial difficulties. Our loan approvals are based on factors like income and job stability rather than just credit scores.
What documents do I need to bring when visiting your dealership?
Typically, we require We acProof of Income, Proof of residence, Drivers License or picture IDcept Passports, Valid Driver’s License/ Picture ID, Proof of Residence (Recent electric/ telephone/ cable bill or bank statement etc..
Where can I make my payments?
You can make payments Online and by phone
Call us at: 417-404-0422 or visit our Payment Center and pay with cash, card (credit/debit). No change available for cash payments.
Can I trade in my current vehicle at your dealership?
Absolutely, many of our customers choose to trade in their current vehicles. This can often reduce the down payment required for your new car.
Can you finance me if I have bad credit?
Absolutely! We provide financing options to all applicants, regardless of their credit history. Our in-house financing process ensures that we consider your complete application, including the required documentation, to make a decision that suits your needs.
Can I drive my vehicle home today?
Absolutely! In most cases, you can take your chosen vehicle home on the same day.
Do you report to credit bureaus?
Yes, we often report on-time payments to credit bureaus. This can provide an opportunity to improve your credit score by making consistent, punctual payments.
Will you be checking my credit report?
As part of our evaluation process, we may review your credit history by accessing your consumer credit file from one or more of the major credit bureaus.
Can you help me improve my credit score?
By responsibly managing your Buy Here Pay Here loan and making timely payments, you have the opportunity to establish a positive payment history. Consistently meeting your financial obligations can gradually contribute to improving your credit score over time.
What happens if I miss a payment with you?
Missing payments can result in late fees and, in some cases, vehicle repossession. We encourage open communication; if you anticipate payment difficulties, please reach out to us as soon as possible.
What makes Buy Here Pay Here financing a better choice than traditional lenders?
Accessibility: Buy Here Pay Here financing provides an opportunity for individuals with less-than-perfect credit or no credit history to secure financing for a vehicle. Traditional lenders often have stricter credit requirements, making it difficult for such individuals to qualify.
In-house Financing: With Buy Here Pay Here financing, the dealership acts as the lender, allowing for a simplified and convenient financing process. You can negotiate the terms directly with the dealership, making it easier to find a suitable financing option.
Faster Approval: Buy Here Pay Here financing typically offers faster approval times compared to traditional lenders. Since the financing decisions are made in-house, the dealership can evaluate your application quickly and provide an immediate response.
Flexible Terms: Buy Here Pay Here financing often offers more flexible terms, including down payment options, loan durations, and payment schedules. This flexibility allows you to customize the financing to fit your budget and specific needs.
Credit Building Opportunity: By consistently making timely payments on your Buy Here Pay Here loan, you have the chance to improve your credit history. As the dealership reports your payment activity to the credit bureaus, responsible payment behavior can gradually enhance your credit score.
YEARS
Serving Joplin, MO since 2025
PAYMENTS
Swift Approval, Effortless Financing Solutions
APPROVAL
Almost Everyone Qualifies
INVENTORY
A Selection You Can Rely On: Carefully Chosen Inventory
CREDIT
Rebuild Your Credit with Us
WARRANTY
12 Month, 12K mile Limited Warranty
Shop with Confidence
Our vehicles all go through a rigorous inspection, reconditioning process and come with a 12mo/12,000 miles limited warranty—all for your complete peace of mind. Our selection includes top of the line makes and models in reliability, like Honda, Toyota and Nissan. We curate our inventory to ensure we’re offering the kind of cars that we would drive ourselves.
Vehicles and Service you Can Trust
When you come to Motory Group Joplin, you can expect exceptional service, a hand-picked inventory, and the assurance that our approval process is fast and easy. Our in-house financing facility specializes in helping customers with credit issues.
Come visit us to see our vast inventory. Please bring proof of income, proof of residence (such as a recent utility bill, telephone bill, cable bill, or bank statement), and a valid driver’s license or picture ID (passports are also accepted). We’ll get you into a vehicle TODAY!
Experience a Hassle-Free Purchase and Payment Journey
At Motory Group Joplin, we make buying a car simple and stress-free. As a trusted buy here pay here dealership in Joplin, MO, we offer flexible payment plans and multiple convenient options, including online and phone payments. Our streamlined process ensures you spend less time on paperwork and more time driving your new car.
To get started, please bring the necessary documents: proof of income, proof of residence (such as a utility bill or bank statement), and a valid driver’s license or photo ID. At Motory Group Joplin, your comfort and convenience are our priorities, making us the go-to choice for used cars in Joplin, Missouri – Springfield is the closest big city.
Looking to Sell or Trade-In Your Car?
Are you considering trading in your current vehicle? We understand that before making any decisions, having an estimate of your vehicle's worth is crucial. Opting to trade in your vehicle is not only convenient but also a smart choice, saving you the hassle of selling it independently. Additionally, it can often lead to lower payments on your new vehicle – a true win-win situation!
At Motory Group Joplin, we are committed to ensuring you have all the information you need to make an informed decision. Simply reach out to us and provide details about your vehicle, and we'll promptly send you an estimate. Your convenience and satisfaction are our top priorities!
Customer Testimonials: Real Experiences, Real People
Motory Joplin
Motory Group Joplin is conveniently located at 1919 E 7th St, Joplin, MO, making it easy for you to visit us and find your next vehicle. Our friendly team is here to help you discover the perfect car, truck, or SUV that fits your preferences and budget. As a trusted buy here pay here dealership in Joplin, MO, we offer a seamless financing process, ensuring you drive away quickly and confidently.
Since 2025, we’ve proudly served Joplin, Carthage, Neosho, Webb City, Carl Junction, Pittsburg, Kansas, and Miami, Oklahoma. Our loyal customers and referrals reflect our dedication to providing the best hand-selected inventory, affordable down payments, and exceptional service. Whether you’re looking for used cars in Joplin, MO, or a reliable buy here pay here dealership near you, Motory Group Joplin has you covered.